Home About Us Utilities Services Community FAQ Contact
Free to sign up · No monthly fees
Secure Digital Escrow

Your Money Stays With You Until the Deal Is Done.

VetandPay holds your payment securely until you receive exactly what you paid for. Buy, sell or pay for services with confidence.

I'm
Get started now

Secure your purchase from payment to delivery

  1. Buyer and seller agree on terms
  2. Buyer pays VetandPay
  3. Seller delivers the product
  4. Buyer inspects & approves
  5. VetandPay releases payment

₦20M+ Transactions Protected
CAC RegisteredFully Compliant
10,000+ Secure Escrows Completed
SCUML CertifiedAnti-Money Laundering
NDPA CompliantData Protection
100% Free to Sign Up
Instant Payment Release
Works on Any Device
Bills Payment & Verification
Payment Gateway
Payment Processing
Escrow Platform
How VetandPay Protects You

Your Money Is Safe. Here's Why.

We hold your payment until you confirm the deal is done. You maintain control over releasing the funds.

Step 01

You Pay VetandPay

Your money goes into a secure escrow — not to the seller.

Funds Secured Instantly

Confirmed funds held in a secure trust account. Zero fake alerts. The seller sees your payment is real before they even move.

Step 02

Seller Delivers

The seller sees your payment is real. They deliver with confidence.

Confident Delivery

No more chasing or ghosting. The seller delivers knowing funds are locked. You inspect what you received at your own pace.

Step 03

You Confirm. We Release.

Happy with the deal? You confirm. We release payment instantly.

Protected All the Way

Not happy? Your money comes back. Disputes are reviewed fairly. You're protected from start to finish.

One Platform. Two Powers.

Protect Any Deal. Pay Any Bill.

VetandPay is your all-in-one hub for secure transactions and everyday bill payments.

Escrow Services

Secure transactions across every sector

E-Commerce
Vehicles
Property
Service-based
Procurement
Trade-escrow

Bill Payments

Electricity, data, airtime, cable — all in one place

ElectricityPay meter bills instantly
AEDCIKEDCEKEDCPHEDCKAEDCO
DataBuy data bundles fast
MTNMTN
AirtelAirtel
GloGlo
9mobile9mobile
AirtimeRecharge any phone
MTNMTN
AirtelAirtel
GloGlo
9mobile9mobile
Cable TVNever miss your shows
DSTVDSTV
GOTVGOTV
StarTimesStarTimes
Why Nigerians Choose VetandPay

Built for the WayWe Transact.

₦20M+Protected
100+Escrows
2.5%Fee Only
FreeSign Up
Your Questions, Answered

Honest Answers.

Escrow is a system where a trusted third party — that's us, VetandPay — holds your payment on behalf of both the buyer and the seller. Your money stays with us until both sides have fulfilled their part of the agreement. Then you release it. Simple, safe, and fair.

Signing up is completely free. VetandPay charges a fee of 2.5% of the transaction amount which comes down as the volume goes up. There are no monthly subscriptions and no hidden charges.

Yes. Your funds are held in a secured account and are not accessible to the other party until you confirm delivery. VetandPay is registered with CAC and operates in compliance with SCUML and NDPA requirements. Your funds are held with Providus Unity Bank and are NDIC-covered.

You raise a dispute inside the platform. We review both sides. If the seller cannot prove delivery, your money is refunded to you.

Absolutely yes. From a ₦10,000 purchase to a ₦1,000,000,000+. The escrow protection works the same way regardless of amount.

You've Read This Far.

Your Next TransactionDoesn't Have to Bea Gamble.

Sign up on VetandPay today — it takes about three minutes. From that moment forward, every online transaction you make will have protection.

Protection.

Free to sign up. No monthly fees. Works on any device.